You can save hundreds of dollars every year, on your normal purchases without changing where you shop. Through bulk purchasing power, savings are negotiated.
The app offers the convenience of being able to access the benefits even when you are in the store. Alternatively, you can access the benefits via your computer and the API website. There are 3 main ways you get the savings:
1. Save with eGift cards.
You buy an eGift card for a retailer at below the face value, IE if the discount is 5%, you pay $190 and you instantly receive an eGift card with $200 face value, eg JB Hi-Fi & The Good Guys. If the discount is 10%, you will only pay $180 for the eGift card with $200 face value, eg Rebel Sport.
2. Earn Cashback.
Some retailers offer Cashback instead of, or as well as, eGift cards. For these retailers, selecting the link in the API website will take you to the retailer’s own website, from where you make online purchases as normal at the advertised price. The Cashback will then be transferred to your API Account, eg if you have accessed Expedia.com.au from the API website, you will earn 7% Cashback. This means if you book a $1500 trip, $105 will be transferred to your API Account, for you to spend or transfer to a bank account.
3. A few products are offered at a saving to the retail price.
Example, API Holiday Homes have special member prices, and all adventures booked via Experience Oz are already at 10% below the market rate.
The sooner you start using these facilities, the sooner you will save meaningful money.
What is an eGift Card?
eGift cards are electronic gift cards. They work the same way as a physical gift card but have the added advantage that you receive them instantly when you buy them through the API website. The advantage is that you will be able to buy eGift cards at below their face value, ie if the discount is 4%, you could buy an eGift card with a face value of $200 but only pay $192 eg Coles & Woolworths eGift cards. If the discount is 10%, you will only pay $90 for the eGift card with $100 face value, eg Rebel Sport.
When and how will I receive the eGift Card?
eGift cards arrive into your personal ‘My Account’ as soon as you have paid for them. The eGift cards can be used directly on your phone or printed from your PC.
How do I redeem the eGift Card?
It's simple. Using the app on your phone, or a printed copy, just present the eGift card to the cashier or follow the prompts at self-checkout facilities or online (where applicable). As the eGift card is the standard eGift card used by that store, no one will know you paid less than the face value for it.
Do I have to spend all the value of the eGift card in one transaction?
No. Any money left on the eGift card can be used in subsequent transactions, up until the expiry date. The expiry date is clearly identified. In many cases the eGift cards never expire. You can also use cash or credit to make up the difference if you do not have enough credit on the eGift card. Alternatively, you could also purchase another eGift card instantly to pay for the balance.
What is Cashback?
Cashback is a facility where a percentage of the amount you spend on buying an item, is returned to you. (less GST)
How do I earn cashback?
Simply login to the API website and select one of the retailers which provide Cashback, EG Expedia. You will be taken to the retailer's own website, where you make your normal transaction. The advertised Cashback percentage will then be transferred to your own 'My Account' within the API website. 'My Account' is automatically set up when you join API.
How can I access the money earned from Cashback?
You can use the money to pay towards your next gift card purchase or transfer the cash into your bank account. A lot of API members let it accumulate, and then use it at Christmas time to buy gifts.
What is the advantage of staying at an API Holiday Home?
API members can stay in API-owned holiday homes at well below the market rate.
Where can I see more information about the API Holiday Homes?
On the home page there is a link to the API Holiday Homes site. Alternatively search apiholidayhomes.com.au
How long has API been in business?
API is a not-for-profit organisation set up to benefit members. API has been operating for over 100 years.
What are the main benefits?
The major purpose is to improve your lifestyle, by having more money in your wallet. This is achieved by getting discounts at the places where you are already shopping.
What happens if I want to leave API for any reason?
Your membership is usually paid on a monthly basis, so you can stop at any time. We are very confident you will not want to stop as you will not want to miss out on all the savings available to you.
Who can join API?
Anyone can join API to become an individual member. Your membership is available to be used by your spouse or dependent children for your personal living needs. It must not be used for business or other purposes.
Mobile Phone, Tablet, PC or all three!
Anything you purchase using one device is available to view or use on the other two devices as well. It's that convenient. Remember, the eGift cards are standard eGift cards issued by that store, so no one will know you purchased them at less than face value, when you use them in the store.
Mobile Phone App
The 'SmartSpending' mobile phone app is your fastest and most convenient access to benefits while on the go. You can purchase new eGift cards while in a store, or even access an eGift card you purchased previously using any device. Using the mobile phone app means you need never miss an opportunity to save when you see an unexpected 'must have' bargain.
Tablet
Some people prefer to use their tablet, as the screen is bigger than their mobile phone screen. You can access www.apilifestyle.com.au to purchase and display eGift cards. You can make Cashback purchases and do anything you can do on your PC. Please note the 'SmartSpending' app will not work on a tablet so just use the web browser.
PC
You can access everything by logging into www.apilifestyle.com.au. You can purchase eGift Cards and then view and/or print them in 'My Account'. Some people prefer to print the eGift card so they have a hard copy before going to the store. You can make Cashback purchases, review your Cashback transactions and use the money in your Cashback account.
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